IDFC First Millennia Credit Card is designed for a millennia lifestyle. It offers 10X reward points, low-interest rates, and others that could help you to get the most out of it. This is basically a reward-centric credit card that offers exclusive reward points on purchases. You can earn here reward points, welcome vouchers, cashback, railway lounge, roadside assistance, fuel surcharge, and many others. Furthermore, those who are wishing to get a huge number of benefits from one single credit card should definitely try it out. In addition, it is a lifetime free credit card which means you didn’t have to spend a penny to obtain it. Keep reading to know more about How many IDFC First Millennia Credit Card points can you earn?
What are the specifications of the IDFC First Millennia Credit Card?
First Millennia Credit Card comes with a lot of benefits from various categories. Therefore, if you are looking for a credit card that offers different benefits then this is the best credit card for you. You can avail here up to 10X reward points by spending INR 20,000 per month. Further, 6X reward points are provided to you for online purchases and 3X reward points are provided for all offline transactions. However, both online and offline purchases should be up to INR 20,000 per month. The main benefit of these rewards is that they will never expire. So you can use them at any time as per your own preference. Moreover, you can also use these reward points to pay instantly for online or in-store purchases.
When you sign up for the credit card, you will receive a welcome voucher worth INR 500. It is, however, available for spending INR 15,000 or more within 90 days of credit card activation. Furthermore, cashback of up to 5% is offered on the transaction value of the first EMI completed within 90 days of card activation. We spend a lot of time watching movies with our friends and family. As an added bonus, this IDFC Credit Card comes with an INR 100 discount on movie tickets purchased through the Paytm mobile app. As a result, you can watch your favorite movie whenever you want without breaking the bank. In addition, the First Millennia Credit Card comprises 4 complimentary railway lounge visits per quarter.
Moving forward, you can avail here of complimentary roadside assistance of INR 1399. Besides that, those who use their own vehicle to travel on a daily basis can enjoy using the 1% fuel surcharge waiver. Additionally, up to 30% merchant offer is offered to you all year long, and discounts on more than 1500 restaurants up to 20%. Whereas, on more than 3000 health and wellness outlets you can get a flat discount of 15%. If in case your credit card is lost or stolen then you didn’t have to worry about it. As the IDFC First Millennia Credit Card has a Lost Card Liability Cover of INR 25,000. Moreover, personal accident insurance of INR 2 lakh is also offered to you.
Conclusion
The IDFC First Millennia Credit Card offered the convenience to convert transactions worth more than INR 2500 into easy EMIs. Further, it is a lifetime free credit card. Therefore, you didn’t have to pay any annual charges or adjoining fees to obtain it. The reward points you have earned using the credit card can be used to pay for all online purchases. Just choose the option to pay with points whenever you are going to make a payment. Hence, you can make your life more comfortable and seek the top most financial assistance using the IDFC First Millennia Credit Card.
